My Locksbottom conveyancer has discovered a difference when comparing the information in the home valuation report and what is in the title deeds. My solicitor informs me that he must ensure that the bank is with this discrepancy and is content to go ahead. Is my lawyer’s stance right?

Your must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We're in Locksbottom, First timers purchasing with a mortgage (lender is , and our solicitor is on the conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I'm buying a new build house in Locksbottom with a mortgage from . The sellers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not reveal to my lawyer about the deal as it may put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm remortgaging my primary house to a BTL mortgage with and I will use the rest of the raised equity as a deposit on further property. The neighborhood we are interested in is Locksbottom. Will your conveyancers be able to act for both sets of mortgage companies and tie in the two deals?

Make use of our comparison tool on this page to ensure that the solicitors are on the appropriate lender panels. Having checked that they are the lawyer will be able to connect the two transactions but you should talk with you solicitor and specify your expectations and needs.

We're new on the property ladder - agreed a price, yet the property agent told us that the owners will only go ahead if we use their recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a local solicitor with experience of conveyancing in Locksbottom

It is unlikely the sellers are driving this. If they require ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to use your own,trusted Locksbottom conveyancing lawyers - rather thanthose that will give their negotiator at the agency a introducer fee or meet his conveyancing targets set by corporate headquarters.