I am the registered owner of a freehold premises in Liphook but nevertheless pay rent, why is this and what is this?

It’s unusual for properties in Liphook and has limited impact for conveyancing in Liphook but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would much rather appoint a high street conveyancing solicitor in Liphook?

Do check but the chances are that appoint one of their panel lawyers where you want the "fee-free" incentive. Speak to the bank to check if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Liphook.

Due to the input of my in-laws I had a survey completed on a property in Liphook prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders may refuse to give a mortgage on a flying freehold property.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Liphook. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Liphook to see if the conveyancing costs will increase in light of this.

I am one month into a freehold purchase having been directed to solicitors by the estate agent to perform conveyancing in Liphook. I am am extremely disappointed with the quality of service. Can you you assist me in finding new lawyers?

A conveyancer would have to be really bad to suggest diss instructing them. Has the loan offer been generated? If so you need to advise them of the new contact details and have the loan are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company panel to avoid escalating fees and frustration. That should be your starting point. Our search tool can help you find a bank approved conveyancer for your conveyancing in Liphook

Can you clarify the extent of conveyancing offered by Liphook conveyancing companies?

On the whole Liphook conveyancing organisations will handle a wide array of services to home and land owners, sellers, buyers, freeholders and leaseholders which may include:

Private sale conveyancing in Liphook or throughout the rest of the country Private residential purchase conveyancing in Liphook and further afield Liphook conveyancing for Buying off mortgagees in possession in and outside of Liphook Tenancy Agreements in Liphook or nationally Property division, following divorce or separation Portfolio and off-shore remortgages