We are about to exchange buying a property in Lanchester but as a consequence of wreckage from some water damage at the property I have managed to agree reparation from the vendor in the sum of three thousand pounds taking the form of a reduction in the price. This was going to be addressed as part of a side agreement yet are not allowing this. Why were they approached?

Any that is on the conveyancing panel is required to disclose to of any amendments to the sale price. If you were to refuse your to disclose the price change to then they would have to discontinue acting for you. In addition, and you would have to appoint a new for your conveyancing in Lanchester.

We previously chose solicitors located in Lanchester on the solicitor approved list. They are now charging me a separate amount for handling the mortgage. Is this a supplemental conveyancing fee set by ?

Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your is entitled to levy a fee for this. The fee is not dictated by but by your Lanchester . Numerous firms on the panel will levy ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.

I have paid off my mortgage with . I assume I don't need a Lanchester on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

Completion of my remortgage has taken place for my property in Lanchester. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I moved into my flat on 4 February and the transaction details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Lanchester advises it will be recorded in a couple of weeks. Are properties in Lanchester particularly slow to register?

There is nothing unique when it comes to conveyancing in Lanchester registration formalities. As opposed to being determined by geographic area, timeframes can adjust according to the party submitting the application, whether there are errors and if the Land registry must send notices to any third persons or bodies. As of today roughly three quarters of submission are completed in less than three weeks but some can be subject to longer delays. Historically registration occurs after the buyer is living at the premises thus an expedited registration is not always an essential issue yet if it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.

I am looking for a flat up to £235,500 and identified one round the corner in Lanchester I like with open areas and railway links nearby, the downside is that it only has 52 years unexpired on the lease. There is not much else in Lanchester in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a mortgage that many years will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

I'm selling a apartment in Lanchester. I can find my conveyancer's company on the Law Society's list, but I can't find my conveyancer's name as listed on the regulator's website. Is this a big problem?

Not all staff in the company must be listed by the regulator. As long there is someone qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unlicensed staff.