We were just about to sign contracts for a ground floor flat in Kilburn. We encountered a stumbling block. The mortgage offer with runs out on but the owners are putting forward a completion date of . Can one extend the loan offer?

The person best placed to deal with your issue is your solicitors who should determine if he or she is corresponding with the bank, vendor’s solicitors, estate agents or conceivably all parties based on the history of your conveyancing as of today.

My relative advised me that if I am buying in Kilburn I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Kilburn conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Kilburn around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Kilburn.

I moved into my home on 13 September and my personal details is not yet registered. Should I be concerned? My conveyancing solicitor in Kilburn advises it would be concluded in a couple of weeks. Are properties in Kilburn uniquely lengthy to register?

As far as conveyancing in Kilburn registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. Currently roughly 80% of submission are completed within two weeks but occasionally there can be extensive delays. Registration takes place once the buyer is living at the premises so an expedited registration is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

I am buying a new build house in Kilburn with a mortgage from . The builders would not move on the price so I negotiated 6k of additionals instead. The property agent told me not disclose to my lawyer about the deal as it may adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I acquired a basement flat in Kilburn, conveyancing formalities finalised in 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Kilburn with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease terminates on 21st October 50

You have 50 years remaining on your lease the likely cost is going to span between £36,100 and £41,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.