My solicitor has uncovered a defect with the lease for the property we are buying in Hull North. The seller’s lawyers have offered defective title insurance as a solution. We are content with insurance and will cover the costs. Our says that he must check that the bank is happy with this solution. Who is the client here, us or the bank?

Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the lender are the client. The appropriate lender requirements have to be complied with.

The estate agent has sent us the confirmation of our purchase of a new build flat in Hull North. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hull North

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Due to the input of my in-laws I had a survey completed on a house in Hull North before retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders tend refuse to issue a loan on a flying freehold home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hull North. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hull North to see if the conveyancing will be more expensive.

I'm refinancing my current house to a buy to let mortgage with and I will use the rest of the raised equity towards a second house. The area we are looking at is Hull North. Will your lawyers be able to act for both sets of banks and link together the two deals?

Make use of our comparison tool on this site to ensure that the lawyers are approved by both lenders. Having checked that they are your solicitor should be able to tie up the two transactions but you should have a chat with you solicitor and specify your expectations and requirements.

Finally, a loan offer from a lender for the refinancing of my 4 bedroom maisonette is due by the end of next week. Are you able to recommend an efficient remortgage conveyancing law firm in Hull North ?

This site is not designed to help in pursuit of the lowest fares for conveyancing in Hull North. We can offer you excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers offering £99 conveyancing in Hull North.In your best case scenario, in going for cheap conveyancing, you will get what you pay for and at worst you will end up paying a lot in extras and still not receive the service expected.