It has come to my attention via my mortgage broker that my Holborn solicitor is not on the bank Solicitor panel. How can I be sure if this is correct?

The first thing you need to do is to call your Holborn conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

We are looking to buy a property and require a conveyancing solicitor in Holborn who is on the approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for . We don't recommend any particular firms conducting conveyancing in Holborn.

My solicitor has informed me that breach of easement insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Holborn?

The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between and . Conveyancing practitioners as opposed to members of the public take out such insurances.

We are getting the release of further funds on our home loan from as we wish to carry out alterations to our home in Holborn. Are we obliged to appoint a bricks and mortar Holborn solicitor on the conveyancing panel to handle the legals?

don't usually instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the list.

have agreed my home loan in principle, my offer on a house in Holborn has been accepted, what happens next?

The estate agent will wish to know who your solicitors are (be sure the are on the bank’s approved list). Contact or the broker and finalise any appropriate documentation. will instruct a valuer who will get in touch with the estate agent or seller to arrange a slot for the valuation to take place. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. will send the offer to you and your . The legal work will then take it’s course according the nature and complexity of the conveyancing in Holborn.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Holborn is the location of the property. Can you offer any advice?

Flying freeholds in Holborn are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Holborn you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Holborn may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Due to sign contracts shortly on a ground floor flat in Holborn. Conveyancing solicitors assured me that they will have a report out to me tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Holborn should include some of the following:

Are you allowed to have a pet in the flat? What you can do if another leaseholder in the building is in violation of a provision in their lease? Whether the lease restricts you from renting out the flat, or working from home You need to be informed what constitutes a Nuisance in the lease

I invested in buying a basement flat in Holborn, conveyancing having been completed in 1995. Can you work out an approximate cost of a lease extension? Comparable properties in Holborn with over 90 years remaining are worth £165,000. The ground rent is £45 levied per year. The lease runs out on 21st October 50

You have 50 years unexpired we estimate the price of your lease extension to span between £36,100 and £41,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.