My partner’s brother is a conveyancing practitioner. I anticipate that I'll be able to get mate’s rates for conveyancing, but if not, what level of figure should I be paying for conveyancing in Havering?

It’s prudent to look for two or three conveyancing estimates. Do use our comparison tool on this page. The fees will contrast greatly but the service one can expect are distinct between solicitors as is the case with most professions.

All was ready to move into my new home in Havering next Thursday. My now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not unique to conveyancing in Havering.

My relative advised me that where I am buying in Havering I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes quoted for as part of the standard Havering conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Havering around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Havering Education with maps and statistics, Local Amenities and other useful information about Havering.

Due to the advice of my in-laws I had a survey completed on a house in Havering prior to instructing conveyancers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks may not issue a mortgage on a flying freehold premises.

It varies from the lender to lender. Santander has different requirements from Halifax. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Havering. Conveyancing will be smoother if you use a solicitor in Havering especially if they regularly deal with such properties in Havering.

I am in need of some leasehold conveyancing in Havering. Before I set the wheels in motion I would like to find out the remaining lease term.

If the lease is registered - and most are in Havering - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Havering Conveyancing for Leasehold Flats - Examples of Queries before buying

How long is the Lease? Are there any major works on the horizon that could add a premium to the maintenance charges? What is the annual service fee and ground rent?