Should our lawyer be making enquiries concerning flooding during the conveyancing in Haverhill.

The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Haverhill. There are those who buy a property in Haverhill, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to impart advice on flood risk, but there are a numerous searches that can be initiated by the buyer or by their solicitors which can give them a better appreciation of the risks in Haverhill. The standard property information forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the vendor to discover if the property has suffered from flooding. If flooding has previously occurred which is not revealed by the seller, then a purchaser may issue a claim for damages as a result of such an inaccurate answer. A buyer’s conveyancers may also conduct an enviro report. This should reveal whether there is any known flood risk. If so, additional investigations should be conducted.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Haverhill is the location of the property. Is there any advice you can give?

Flying freeholds in Haverhill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Haverhill you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haverhill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I was pointed in your direction by a few property agents in Haverhill to get a quote from a conveyancer on your site. Is there a financial incentive for Estate Agents to offer your lawyers rather than another?

We don’t give any commission for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

As co-executor for the will of my father I am selling a property in Newport but I am based in Haverhill. My solicitor (based 260 kilometers from mehas requested that I execute a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Haverhill who can attest this legal document for me?

strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Haverhill based

I previously advised by my lender that their approved conveyancers work on no move no charge basis for conveyancing in Haverhill. I had a purchase fall through and now the conveyancers have invoiced for search fees! They say the fees are seperate!

in offering "no completion no fee" Haverhill conveyancing practices are foregoing their charges for any work carried out. We must stress this does not constitute an insurance scheme. you will still need to pay for any charges that your has expended for you such as Haverhill local authority searches