I am hoping to complete my purchase in Hatch and Old Basing next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What risks does the lender expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not unique to conveyancing in Hatch and Old Basing.

We wish to acquire a newly converted flat in Hatch and Old Basing with a loan from .We have a Hatch and Old Basing conveyancing lawyer but informed us he's not on their "panel". We have to appoint a panel firm or keep our local solicitor and pay for a panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that use our lawyer?

No, not really. The mortgage offered to you is subject to its various provisions, a common one being that solicitors needs to be on the solicitor panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for

I require fast conveyancing in Hatch and Old Basing as I am faced with a deadline to complete in less than 3 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?

As you are not taking a mortgage you are at liberty not to have searches carried out although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Hatch and Old Basing the following are examples of issues that can be revealed and adversely impact future mortgageability: Enforcement Actions, Overdue Charges, Outstanding Grants, Road Schemes,...

I am thinking of appointing a conveyancing lawyer in Hatch and Old Basing for my sale. Can I check a firm’s complaints history with the legal regulator?

Anyone may search for published Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training requirements.

Hatch and Old Basing Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

Who manages the building? What is the annual maintenance fee and ground rent?