We are acquiring a newly constructed duplex in Harwich and my solicitor is telling me that she is duty bound to the bank to disclose incentives from the seller. The Estate Agents are hassling me to sign contracts and my preference is not to prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Do banks and building societies provide you with an approved list of Harwich conveyancing solicitors? How do you know who is on the conveyancing panel?

Harwich conveyancing firms themselves provide us confirmation that they are on the conveyancing panel as opposed to being supplied with a list from directly.

What can a local search reveal about the house we're purchasing in Harwich?

Harwich conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search plays an important part in many a Harwich conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search should supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I am in need of some leasehold conveyancing in Harwich. Before diving in I want to be sure as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Harwich - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I own a studio flat in Harwich, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding properties in Harwich with over 90 years remaining are worth £165,000. The ground rent is £45 per annum. The lease terminates on 21st October 50

You have 50 years unexpired the likely cost is going to be between £36,100 and £41,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.

We have been advised by many friends to expect 6-8 weeks for Harwich conveyancing to complete.This was four weeks ago. The draft contract was only forwarded to my a few days ago so now does it countdown?

There is no definitive time frame for conveyancing in Harwich. Conveyancing is subject to too much unpredictabilities. Harwich conveyancing searches in and of themselves may take up to month to arrive.