I am expecting a mortgage with Santander. I intend to use a Licensed Conveyancer in Halkyn. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are looking to buy a property and need a conveyancing solicitor in Halkyn who is on the conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for . We don't recommend any particular firms conducting conveyancing in Halkyn.
Me and my brother purchased a semi-detached Edwardian property in Halkyn. Conveyancing practitioner acted for me and . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching address. Is it worth asking to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Halkyn and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing solicitor who carried out the work.
I decided to have a survey completed on a house in Halkyn ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies may refuse to give a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Halkyn. Conveyancing may be slightly more expensive based on your lender's requirements.
I acquired a garden flat in Halkyn, conveyancing formalities finalised 3 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Halkyn with over 90 years remaining are worth £165,000. The ground rent is £45 charged once a year. The lease ends on 21st October 50
With 50 years remaining on your lease we estimate the price of your lease extension to span between £36,100 and £41,800 as well as costs.
The figure above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.