My partner and I are purchasing a new build duplex in Groby and my solicitor is advising me that she has to the bank to disclose incentives from the seller. I am nearing the developer’s deadline to sign contracts and I would rather not delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your . A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Groby? or Apparently there is a law dating back centuries that means some house owners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in Groby?

Unless a prior purchase of the house took place post 12 October 2013 you could take it that lawyers carrying out conveyancing in Groby to continue to recommend a chancel search and or chancel repair liability policy.

I'm purchasing my first flat in Groby benefiting from help to buy. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not to tell my lawyer about this deal as it would jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Groby is the location of the property. What do you suggest?

Flying freeholds in Groby are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Groby you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Groby may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I was advised by a number of estate agents in Groby to find a conveyancer on your site. Is there a financial incentive for Estate Agents to recommend your lawyers over another?

We refuse to give any referral fee for directing people in our direction. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.