We went with a high street firm for our conveyancing in Greenwich today. Going through the terms of engagement I notewe are on the hook for charges even if the sale aborts. Should I ditch them and appoint an internet conveyancing brokerage advertising no-sale-no-fee conveyancing in Greenwich?

It is usually a trade off in that if "No Sale No Fee" is offered then the conveyancing charges will generally be higher to counteract the conveyances that abort. Do bear in mind that such deals generally do not protect you from disbursements for example Greenwich conveyancing search charges.

Do I have to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Greenwich so that I can pop in to their offices when needed.

As opposed to 15 years ago, the vast majority banks no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide ID documents and there are still manifest benefits to using a local practitioner, in your situation a conveyancing solicitor in Greenwich.

We are buying a house and the solicitor has raised the issue of Chancel Repair to which the house may be liable as it falls into the area of such a church. He has mentioned insurance. Is this strictly warranted for conveyancing in Greenwich

Unless a prior purchase of the property completed post 12 October 2013 you may assume that solicitors carrying out conveyancing in Greenwich to remain encouraging a chancel search and or chancel repair liability policy.

I am purchasing my first flat in Greenwich benefiting from help to buy. The developers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not disclose to my solicitor about this deal as it could affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How easy is it to change a solicitor as I need to find a Greenwich based one who is on the mortgage company conveyancing panel. Is it advisable to appoint a new law firm?

If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Greenwich that you're thinking of instructing.