I am buying a brand new apartment in Frogmore and my solicitor is advising me that she has to the lender to disclose incentives from the seller. I am under pressure to sign contracts and I don't want to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your . A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

It is a dozen years since I purchased my house in Frogmore. Conveyancing lawyers have just been retained on the sale but I can't find my title deeds. Is this a major issue?

Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the lender or they could be in the possession of the lawyers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Frogmore relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

Just had an offer accepted on a new build apartment in Frogmore. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Frogmore

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I need to instruct a conveyancing solicitor for remortgage conveyancing in Frogmore. I've stumble upon a site which appears to be the ideal solution If there is a chance to get all formalities done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Frogmore Leasehold Conveyancing - A selection of Queries Prior to buying

How is the lease structured? This question is helpful as a) areas may cause problems for the block as the common areas may start to deteriorate if repairs remain unpaid b) if the leaseholders have an issue with the running of the building you will wish to have full disclosure How many of the leaseholders are in arrears for their maintenance charge payments?