I'm in the process of changing my current residential mortgage to a Buy to Let mortgage. I have been informed by my broker that I need a lawyer for this. I spoke to my former Falmouth conveyancing practitioner who who conducted the conveyancing when I initially acquired the premises. The quote supplied of £500 has surprised me as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The estimate does seem a tad overpriced. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. On the other hand, providing that you were content with the assistance the firm provided you mightcome to regret choosing an an unknown conveyancer. Don't forget to enquire that the firm can represent . You can use our search tool to find a Falmouth conveyancing firm on the approved list of lawyers, which can often include conveyancing solicitors in Falmouth.

Having sold my house in Falmouth last April yet the purchaser is e-mailing me complaining that her solicitor needs to hear from mysolicitor. What should my lawyer have done following completion?

After completion of your house sale your lawyer should send the transfer documentation and all of the paperwork to the purchaser's lawyers. Where relevant, your solicitor should also confirm that the mortgage has been discharged to the purchasers lawyers. There are no post completion formalities just for conveyancing in Falmouth.

We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to appoint a high street conveyancing solicitor in Falmouth?

You should check but the the probability is that appoint one of their panel conveyancers if you take up the "fee-free" deal. Speak to the lender and explore if they offer you a cash alternative. In the past a few lenders offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Falmouth.

I am purchasing my first flat in Falmouth benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not to tell my lawyer about the deal as it could impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

For various reasons I am unfit to visit my Falmouth conveyancing lawyers office to execute documents connected to my conveyancing in Falmouth – will this be an issue?

You need not be concerned. Falmouth conveyancing solicitors can handle home moves for clients from a distance. It is not necessary for you to be able to visit a Falmouth conveyancers office. Almost all can handle all communications remotely from their Falmouth premises.