My fiance and I are intent on purchasing a leasehold flat in Fairlop. My Conveyancer is not listed on the bank approved panel. Is it possible for me to continue with my Fairlop conveyancing solicitor notwithstanding that they are excluded from the bank panel of approved conveyancing solicitors?

One must use a to deal with the legal work required if you require a mortgage to buy your home. The will carry out all the essential legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage documentation is in place. You may appoint a Fairlop of your choice. Nevertheless, where the selected is not a member of the lender conveyancing panel additional fees will be incurred as separate legal representation will be need by the mortgage company. Lender panel applications may be submitted, so where your conveyancer has not previously sought membership they should do so.

I own a terraced Edwardian property in Fairlop. Conveyancing solicitor acted for me and . I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching address. Is it worth asking to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fairlop and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who conducted the conveyancing.

I opted to have a survey done on a property in Fairlop before appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to grant a mortgage on a flying freehold property.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Fairlop. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fairlop to see if the conveyancing will be more expensive.

I invested in buying a ground floor flat in Fairlop, conveyancing having been completed 1995. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Fairlop with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease ends on 21st October 50

You have 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 plus legals.

The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.

What can I do where I am unhappy with the who handled my conveyancing in Fairlop?

Occasionally the level of service you receive is not as you expect, and is is a fact of life that sometimes things do go wrong. Nevertheless there is recourse if you were not happy with your conveyancing in Fairlop. This varies from trying to resolve matters directly with them, through to reporting a to their regulator. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.