My fiance and I decided to purchase a purpose built flat in Elmers End with a loan from .We would like to retain our Elmers End conveyancing practitioner but advised that she’s not listed on their approved list of member firms. We have to appoint a panel lawyer or keep our high street solicitor and fork out for a panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The loan issued to you is subject to its terms and conditions, a common one being that solicitors must be on the approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for

I'm buying a new build house in Elmers End with the aid of help to buy. The developers would not move on the price so I negotiated £7000 of additionals instead. The house builders rep told me not to tell my conveyancer about this deal as it would impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How do I identify a Elmers End solicitor on the conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the lawyer.

You can use the tool on this website. Please choose the lender and your location and you will see a number of Elmers End conveyancing lawyers locally. We have detailed some Elmers End conveyancing firms towards the end of this page and you can telephone them to check whether they are on the member panel

Leasehold Conveyancing in Elmers End - Examples of Queries Prior to buying

Are there any major works anticipated that will likely increase the maintenance charges? Are any of leasehold owners in dispute over their service charge payments? How much is the ground rent and service charge?

I am looking to acquire a repossessed flat in Elmers End and the bank selling require completion within a month. Do complete in this timeframe? Am I best advised to use a high street Elmers End firm or an online organisation that advertises to offer speedy conveyancing?

Visit your Elmers End shopping parade. Pop in to a couple of solicitor’s offices and ask to see a conveyancing solicitor for a quote. Discuss your requirements and try and obtain a commitment on speed. Choose the firm that appears most genuine. Make sure to choose a on the list of approved by your lender.