My husband and I swapping mortgage lender for our apartment in Earl Shilton with . We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have two concerns (1) Is this form unique to the conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Earl Shilton so that I can pop in to their offices if required.

Nowadays conveyancing panel lawyers for lenders undertake all of the communications through Royal Mail, internet or over phone calls. This means that they can undertake the legal work for your home move no matter where you live in the country. That being said you should check if you have the option of visiting the offices of your conveyancing lawyer if needed.

Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who handled the conveyancing in Earl Shilton years ago are no longer around. Will I be able to sell the house?

Assuming the title is registered the information relating to your ownership will be held by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, identify your house and order up to date copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

I need to find a conveyancing solicitor for leasehold conveyancing in Earl Shilton. I've discover a web site which seems to have the perfect answer If it is possible to get all this stuff completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

We have chosen a Earl Shilton conveyancing solicitor for our home move (novice purchasers) and have picked up in the terms and conditions that they are not regulated by the Financial Conduct Authority. Am I right to be concerned or is that usually the case with ?

We can't see why they should be. Most don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who set strict laws covering funds held by them.