We are downsizing from our house in Deddington and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed an online conveyancing practice as opposed to a conveyancing solicitor in Deddington. Having lived in Deddington for six years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.

It would appear that you have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Me and my brother purchased a terraced Victorian house in Deddington. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same address. Is it worth asking to clarify?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Deddington and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing solicitor who conducted the work.

How does conveyancing in Deddington differ for newly converted properties?

Most buyers of new build property in Deddington approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Deddington tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Deddington or who has acted in the same development.

I am looking for a leasehold apartment up to £195,000 and identified one near me in Deddington I like with amenity areas and railway links in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Deddington in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you require a home loan the remaining unexpired lease term will likely be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

Deddington Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing

The majority of Deddington leasehold apartments will incur a service bill for maintenance of the block invoiced by the landlord. Should you acquire the property you will have to meet this contribution, normally periodically accross the year. This may differ from several hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all likelihood there will be a ground rent for you to pay yearly, this is usually not a exorbitant sum, say about £50-£100 but you need to check it because on occasion it could be many hundreds of pounds. How much is the yearly service fee and ground rent? Generally speaking the outlay for major works tend not to be wrapped into the maintenance charges, albeit that some managing agents in Deddington require tenants to pay into a reserve fund and this is used to offset against major repairs or maintenance.