I am the registered owner of a freehold property in Crickhowell but nevertheless invoiced for rent, why is this and what is this?

It is rare for properties in Crickhowell and has limited impact for conveyancing in Crickhowell but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

Are the BSA planning on creating a searchable register to list practices on the conveyancing panel for instance in Crickhowell?

We have not been informed any intention on the part of the BSA to promote such a register.

Can you point me to a directory of panel conveyancers in Crickhowell on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable over the internet. If you are in need of a Crickhowell on the please use our facility.

I have decided to exercise my right to buy my property in Crickhowell off the council. I have a mortgage offer with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

The formalities of my remortgage has taken place for my property in Crickhowell. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Crickhowell. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Crickhowell

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I'm remortgaging my current house to a buy to let mortgage with and I will use the ballance of the raised equity as a deposit on further property. The location we are looking at is Crickhowell. Will your solicitors be able to act for both sets of mortgage companies and tie in the transactions?

Make use of our comparison tool on this page to ensure that the lawyers are approved by both banks. On the basis that they are your lawyer will be able to tie up the two transactions but you should talk with you lawyer and communicate your desired outcome and needs.