We previously appointed solicitors with offices in Costessey on the solicitor panel. They are now charging me an additional sum for handling the mortgage. Is this an additional conveyancing fee set by ?

As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your can levy a fee for this. This fee is not dictated by but by your Costessey . Some firms on the panel will quote ’dealing with mortgage’ fee and others do not.

My fiancee and I are in the process of viewing flats in Costessey and I am about to put in an offer. Should I already have a in place at this stage? I intend to finance via a home loan with .

You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are seeking a mortgage with , make sure you remember to check that your lawyer is on the conveyancing panel.

I was told four weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Costessey is approved on their conveyancing panel? have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

The deeds to our house are lost. The lawyers who did the conveyancing in Costessey 10 years ago have long since closed. What are my options?

Assuming you have a registered title the details of your proprietorship will be recorded by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, identify your house and get current copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

In what way does the Landlord & Tenant Act 1954 impact my business property in Costessey and how can you help?

The 1954 Act affords security of tenure to business tenants, granting the dueness to apply to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Costessey is one of our many areas of the UK in which our lawyers are located

I am one month into a freehold purchase having been directed to a firm by the estate agent to execute conveyancing in Costessey. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new lawyers?

A conveyancer would have to be very poor in order to consider changing them. Has your mortgage offer been generated? If so you must advise them of the new solicitor and ensure the offer are issued to the new lawyers. Your conveyancer needs to be on the lenders panel to avoid supplemental charges and frustration. That should be your starting point. Our search tool should assist you in finding a lender approved conveyancer for your conveyancing in Costessey

Leasehold Conveyancing in Costessey - Examples of Queries before Purchasing

How many of the leaseholders are in arrears for their service charge payments? The majority of Costessey leasehold flats will incur a service bill for the upkeep of the building set on behalf of the freeholder. If you buy the property you will have to pay this charge, normally in instalments during the year. This could differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge for you to pay annual, this is usually not a exorbitant figure, say approximately £25-£75 but you should to check as occasionally it can be many hundreds of pounds. The prefered form of lease structure is a share of the freehold. In this arrangement the leaseholders benefit from being in charge if their destiny and although a managing agent is frequently retained if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.