Me and my fiance are purchasing an apartment in Copse Hill. My property lawyer is not listed on the lender conveyancing list. Can I still use my Copse Hill conveyancing solicitor even though they are excluded from the mortgage company panel?

Various options include

• Carry on with your preferred Copse Hill but your bank will need to instruct a from their approved panel. The net result is additional charges together with potential delay.
• Appoint a fresh to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
• Convince your conveyancing practitioner to do everything within their powers to get listed on the lender’s conveyancing panel

What is the optimum way to investigate if the solicitor carrying out my conveyancing in Copse Hill is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £187.00 plus VAT in another set of legal fees.

Feel free to take advantage of the find a lender approved solicitor tool on this site. Pick the mortgage company and type ‘Copse Hill’ or your preferred area and you will be presented with a number of lawyer located in Copse Hill or nearest you.

It has been five months since my purchase conveyancing in Copse Hill concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

About to purchase a new build flat in Copse Hill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Copse Hill

Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared.

I have just appointed agents to market my 2 bed flat in Copse Hill. Conveyancing lawyers have not yet been instructed, however I have just received a quarterly service charge demand – should I leave it to the buyer to sort out?

It best that you pay the service charge as you normally would given that all ground rent and maintenance invoices will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Copse Hill Leasehold Conveyancing - Examples of Questions you should ask before buying

Plenty Copse Hill leasehold apartments will have a service charge for maintenance of the block invoiced on behalf of the freeholder. If you acquire the flat you will have to pay this charge, usually periodically throughout the year. This can differ from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge to be met yearly, this is usually not a significant amount, say around £50-£100 but you should to enquire as occasionally it can be many hundreds of pounds. What is the name of the managing agents? What prohibitions are contained in the Copse Hill Lease?