We note that you have a search directory listing solicitors on the conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Chobham?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chobham.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Chobham 10 years ago have long since closed. What are my options?

As long as you have a registered title the details of your proprietorship will be recorded by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, find your house and order up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be ordered for twenty pounds.

How does conveyancing in Chobham differ for newly converted properties?

Most buyers of new build residence in Chobham approach us having been asked by the seller to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Chobham usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chobham or who has acted in the same development.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one near me in Chobham I like with amenity areas and railway links in the vicinity, however it only has 52 years on the lease. There is not much else in Chobham for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

My fiance and I may need to rent out our Chobham 1st floor flat for a while due to a career opportunity. We used a Chobham conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any advice as to whether the lease allows us to sublet. How do we find out?

Even though your previous Chobham conveyancing lawyer is not around you can review your lease to check if it allows you to sublet the property. The accepted inference is that if the lease is silent, subletting is permitted. There may be a precondition that you need to seek permission via your landlord or other appropriate person prior to subletting. This means that you cannot sublet without prior consent. The consent must not not be unreasonably refused ore delayed. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.

Leasehold Conveyancing in Chobham - A selection of Questions you should consider Prior to buying

If a Chobham lease has no more than 80 years it will impact the value of the property. Check with your bank that they are happy with remaining years on the lease. A short lease means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this will be. For most Chobhamlease extensions you would need to own the premises for a couple of years before you are legally able to carry out a lease extension. How much is the yearly maintenance fee and ground rent? Its a good idea to discover as much as you can regarding the company managing the block as they will either make your living at the property much simpler or uncomfortable. As the proprietor of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the upkeep of the common parts. Ask other tenants whether they are happy with their service. Finally, find out the dates that you are obliged pay the maintenance charge to the appropriate party and specifically what it includes.