Am I correct in assuming that the fact that my solicitor in Chippenham is not identified on my bank's conveyancing panel that there is a problem with the standard of his conveyancing?

It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Chippenham conveyancing firm and enquire why they are no longer on the approved list for your bank.

What is the best way to check that the solicitor handling my conveyancing in Chippenham is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £187.00 plus VAT in another set of legal fees.

Feel free to take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the mortgage company and type ‘Chippenham’ or your location and you will see a number of lawyer located in Chippenham or near you.

I opted to have a survey carried out on a property in Chippenham in advance of instructing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies tend not issue a mortgage on a flying freehold property.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chippenham. Conveyancing will be smoother if you use a solicitor in Chippenham especially if they regularly deal with such properties in Chippenham.

Chippenham Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

How is the lease structured? The answer will be useful as a) areas could result in problems for the block as the common areas may begin to deteriorate where repairs are not paid for b) if the tenants have a dispute with the managing agents you will need to know about it What is the maintenance charge and ground rent on the apartment?

Whilst your website is a good idea there are many lawyers listed near Chippenham being on the lender conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our mortgage company?

We are not in the business of recommending one firm above another as the right Chippenham conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Chippenham knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..