I just bought a house at auction in Chigwell. Conveyancing is necessary. What happens now?

Now that you have legally bound yourself to purchase you will need to retain a conveyancing solicitor as a matter of urgency as you now have a fast approaching a drop dead date to complete the deal. All auction property will have an associated legal set of papers. This will likely include evidence of title and search results. Where you are dealing with leasehold property the auction pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds in place to complete on the date specified in the contract.

Forgive me if this question is silly but I am new to the home moving as FTB of a ground floor flat in Chigwell. Do I receive the keys to the house on completion from my lawyer? If so, I will use a High Street conveyancing solicitor in Chigwell?

On the day of completion you will not be required to go to the conveyancers office in Chigwell. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you should be invited to collect the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.

I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Chigwell solicitor - who is on the conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

will need an independent valuation of the property. Your lawyer will not arrange this. Usually will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Chigwell postcode. As you are getting a mortgage with , you could contact them to see if they have a list of approved surveyors in Chigwell.

I require fast conveyancing in Chigwell as I am faced with a deadline to complete within 3 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save fees and time?

If.Given you are not getting a home loan you have the choice not to do searches although no conveyancer would advise that you don't. With lots of history conveyancing in Chigwell the following are instances of what can crop up and adversely impact future saleability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

The deeds to our property are lost. The lawyers who dealt with the conveyancing in Chigwell 4 years ago have long since closed. Will I be able to sell the house?

Gone are the days when you need to hold title original deeds to establish that you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.

I am buying a new build house in Chigwell with a mortgage from . The sellers refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not to tell my lawyer about this deal as it may jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a conveyancing lawyer in Chigwell for my remortgage. Can I review a solicitor's complaints history with the legal regulator?

One may see published Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.