I am acquiring a property mortgage free in Chessington. I have been residing for the last dozen years in Chessington. Conveyancing searches are exorbitant. As I know the road and vicinity very well must I have all the conveyancing searches?

Provided that you do not need a mortgage, then the vast majority of the Chessington conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but he is duty bound to do this. Do consider; if you are going to sell the house one day, it could be of interest to your future buyer what the searches reveal. On occasion houses with functional issues can still reveal detrimental search results. A competent conveyancing solicitor in Chessington will provide you some practical advice in this regard.

Can I be sure that the Chessington conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Chessington obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor conducting your transaction.

I have paid off my mortgage with . I assume I don't need a Chessington on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

I can not fathom if my lender requires a lease extension. I have called my Chessington building society branch on a couple of occasions and was advised it wasn't an issue and they would lend. My Chessington conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend in accordance with their specific requirements. Who do I believe?

As long as the is on the lender approved list, she or he must comply with the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Just had an offer accepted on a new build apartment in Chessington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Chessington

Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

I opted to have a survey done on a property in Chessington before retaining solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some banks tend not grant a loan on this type of home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chessington. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking for a conveyancing lawyer in Chessington for my sale. Is there any facility to check a firm’s record with the profession’s regulator?

Members of the public may review presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.