How up to date is your search tool for Chandlers Ford conveyancing solicitors on the conveyancing panel? Do send you an updated list?

Chandlers Ford conveyancing firms themselves provide us confirmation that they are on the conveyancing panel as opposed to being supplied with a list from directly.

I happen to be the single beneficiary of my late father’s estate and I have everything in my name now, including the house in Chandlers Ford. The Chandlers Ford property was put into my name in . I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership may be considered the same way as though I had purchased the house in . Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. many lenders would take a sensible view as this clause is principally there to pick up on subsales or the quick reselling of property.

Two weeks ago we had a mortgage agreed in principle with . Chandlers Ford conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from ?

There is no definitive answer here. Have done the survey? Have you advised as to your lawyers' details and checked that your lawyers are on the conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

My partner and I are spending time viewing flats in Chandlers Ford and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with .

It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are getting a mortgage with , make sure you remember to check that your lawyer is on the conveyancing panel.

A colleague recommended that if I am buying in Chandlers Ford I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your Chandlers Ford conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Chandlers Ford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Chandlers Ford.

I have been on the look out for a flat up to £235,500 and identified one near me in Chandlers Ford I like with open areas and transport links in the vicinity, however it only has 52 years unexpired on the lease. I can't really find anything else in Chandlers Ford in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you need a mortgage the shortness of the lease may be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

Been reading online that Chandlers Ford solicitors are more costly than licensed conveyancers in Chandlers Ford to use when purchasing a property. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Chandlers Ford.

When it comes to conveyancing in Chandlers Ford the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.