In reviewing online forums for a recommended lawyer in Cardiff, many comment that I must use a CQS accredited solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's major lenders. Four years ago the Conveyancing Quality Scheme was officially recognised by the Council of Mortgage Lenders (CML). CQS is not a scheme offered by the Society for Licensed Conveyancers. Cardiff is one of the many areas in England and Wales where there are CQS solicitors.
I have been told that property searches are the main reason for delay in Cardiff house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to feature in any slowing down conveyancing in Cardiff.
I opted to have a survey carried out on a house in Cardiff in advance of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend not issue a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cardiff. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cardiff to see if the conveyancing costs will increase in light of this.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Cardiff. I happened to stumble across a web site which seems to have the perfect offering If there is a chance to get all the legals done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I purchased a house in Cardiff last and to date it is still not registered with HMLR. It is part of a new estate and my told me that it may take 12 months to complete the registration formalities. I have called the Land Registry directly and they say that the original application was cancelled due to failure to reply to requisitions. What can I do?
It is your that you really need to get in touch with in order to satisfy any issues which have arisen as part of the registration process for your Cardiff property. Normal Cardiff conveyancing practice includes an undertaking on the part of the previous owner’s that they will help resolve any requisition raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.