We went with a high street lawyer for our conveyancing in Bourne today. Looking through the terms of engagement I seeI am liable for costs even if our purchase doesn't happen. Should I ditch them and instruct an internet conveyancing company promoting no move no charge conveyancing in Bourne?
It is usually a trade off in that if "No Completion No Fee" is offered then the fee levels will tend to be be uplifted to counteract those transactions that fail to complete. Also remember that such promotions rarely protect you from expenditure e.g. Bourne conveyancing search costs.
The Bourne conveyancing firm handling our Bourne conveyancing has spotted a difference between the surveyor’s assumptions in the home valuation report and what is revealed within the title deeds. My solicitor informs me that he is duty bound to check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s approach legitimate?
Your must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Are the BSA planning on creating a search tool with a view to to identify law firms on the conveyancing panel for example in Bourne?
We are not aware of any intention on the part of the BSA to promote such a register.
I have a 4 bedroom Georgian house in Bourne. Conveyancing practitioner represented me and . I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bourne and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who conducted the conveyancing.
How do I search for a Bourne solicitor on the conveyancing panel? I have a car and am prepared to travel upto 10kilometers to meet the lawyer.
You can use the search on this page. Please select a lender and your location and you will see a number of Bourne conveyancing lawyers located nearest you. We have detailed some Bourne conveyancing firms at the bottom of this page and you can ring them to see whether they are on the member panel