I am progressing with the sale of my house in Blaby and the EA has just telephoned to say that the buyers are appointing a new law firm. I am told that this is due to the fact that the bank will only engage with solicitors on their conveyancing panel. On what basis would a major mortgage company only work with certain solicitors rather the firm that they want to choose to handle their conveyancing in Blaby ?

Banks have always had an approved set of law firms that can represent them, but in recent years big names such as HSBC, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for over 25 years.

Lending institutions point to the increase in fraud as the reason for the pruning – criteria have been narrowed as a smaller panel is easier to monitor. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are not going to have any sway in the decision.

We are buying a property in Blaby. It might be a silly question but how we can trust a lawyer? On completion day we have to deposit funds into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am purchasing a property in Blaby. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender be concerned?

Given that you are obtaining a mortgage with your lawyer must follow the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for . The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and are required to report to where a lease does not meet these provisions. The specifications relate to the installation of panels on properties nationwide and is not restricted to Blaby.

I have decided to exercise my right to buy my property in Blaby off the council. I have a mortgage offer with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Blaby. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Blaby

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared.

Am I right to be suspicious about brokers that I am dealing with are encouraging me to use a web based conveyancing firm rather than a High Street Blaby conveyancing firm?

As is the case with many professional services, often referrals from connections can be extremely useful or valuable. Yet there are numerous people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and banks may recommend solicitors to select. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but sometimes there might be a financial incentive behind the recommendation. You are free to select your preferred lawyer. You need to be aware that most lenders have an approved list of conveyancers you have to use for the mortgage related work in your home move.

Being a tenant I am on the hook for a maintenance fee for my flat in Blaby. Due to redundancy and personal issues I fell behind with payments. I negotiated a payment schedule but there is still a couple of currently outstanding.

I want to sell and I am concerned this could threaten to derail the sale if I have to pay off the amount due now. I'd like to sell up and subsequently pay them back with the proceeds - is this practicable?

The conducting your Blaby sale should be in a position to negotiate with the management company, with a new to seeing if they would accept settlement out of the completion monies. This is an example of why it is advisable to select a in Blaby as they may well enjoy an established relationship with the parties.