I am currently in the process of buying my council flat in Bexley. I have a mortgage agreed with . Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Bexley building society branch on numerous occasions and was told it wasn't a problem and they will lend. My Bexley conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

The must follow the CML Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I am selling my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, are being problematic. The Bexley solicitor who is on the conveyancing panel is saying indemnity insurance will be fine but are requiring a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am buying a new build apartment in Bexley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bexley

Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan.

I'm refinancing my existing property to a buy to let loan with and I will use the ballance of the raised equity towards another house. The neighborhood we are talking about is Bexley. Will your solicitors be able to act for both sets of banks and tie in the two deals?

Do use our search tool on this site to check that the conveyancers are on the relevant lender panels. Having checked that they are the solicitor should be able to tie up the two transactions but you should talk with you lawyer and make clear your expectations and requirements.

Am I better off to go with a Bexley conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can execute the legal work but her office is 400miles away.

The benefit of a local Bexley conveyancing firm is that you can drop in to sign documents, present your ID and pester them where appropriate. They will also have local knowledge which is a bonus. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and in the main were content that should outweigh using an unfamiliar Bexley conveyancing lawyer solely due to them being based in the area.

Is it true that a Bexley conveyancing practice got sued by clients for not carrying out comprehensive conveyancing investigations?

Our attention has not be brought to such a Bexley conveyancing matter but according to a recent report, clients acquiring a home in Cumbria successfully won a case against their as a consequence of development plans to build a wind farm failing to be picked up in conveyancing searches.

If you are purchasing in Bexley It is essential that your purchase all Bexley conveyancing searches needed to ensure you have accurate and current information ahead of acquiring a property.