Our conveyancer has uncovered a defect with the lease for the property we are purchasing in Beeston. The seller’s lawyers have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our has advised that he must ensure that the bank is content with this solution. Are we the client or is the mortgage company ?

Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the lender are the client. The appropriate lender provisions must be adhered to.

I used Stirling Law several years ago for my conveyancing in Beeston. I now require my file however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Beeston of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Beeston is where the house is located. Can you offer any assistance?

Flying freeholds in Beeston are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Beeston you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Beeston may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am in need of some leasehold conveyancing in Beeston. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

If the lease is recorded at the land registry - and most are in Beeston - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Beeston - A selection of Questions you should consider before buying

Generally speaking the outlay for major works are not included within maintenance charges, although some managing agents in Beeston ask tenants to pay into a sinking fund created for the specific intention of building a fund for larger works. Is anyone aware of any major works on the horizon that will increase the service costs? What is the annual maintenance fee and ground rent?

Two months into purchasing a house in Beeston. Conveyancing lawyer has called to say the title is "Leasehold". Does this impact our Natwest valuation?

Beeston conveyancing does not usually involve leasehold houses. The key factor here is the length of lease and the ground rent. If it's 999 years with a nominal rent, it's essentially freehold, so it shouldn't impact the value too much.

On the flip side, if it's, say, fifty five years it is bound to have a adverse effect on the value, and probably wouldn't be mortgageable. The length of lease and ground rent will be specified in the lease to be supplied to your .