I am considering applying for a mortgage for purchase of a newly converted (under development) in Baschurch with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for ?

There is nothing to stop you using your solicitor, but will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

A relative informed me that in buying a property in Baschurch there may be a number of restrictions prohibiting external alterations to the property. Is this right?

There are a number of properties in Baschurch which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Baschurch should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

When it comes to lenders such as , do Baschurch face an annual charge to be on the list of approved solicitors?

We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

After what feels like an age I have had an offer on a flat in Baschurch agreed to, but there is a chain. The owners have offered on a property, however it’s not yet tied up, and are looking at other apartments in the pipeline. I have chosen a high street conveyancing solicitor in Baschurch. What do I do now? When do I get the mortgage application with started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then survey, Baschurch conveyancing search charges, etc). The first course of action is to check that your is on the approved list. Concerning the subsequent steps this very much depends on the specifics of your case, desire for this property and on the state of the market. In a rising market the majority of home buyers would apply for a home loan with and pay for the valuation and only if it comes back ok would they request their to proceed with the conveyancing in Baschurch.

I decided to have a survey done on a property in Baschurch ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders tend refuse to give a loan on such a house.

It varies from the lender to lender. HSBC has different instructions from Nationwide. If you call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Baschurch. Conveyancing may be slightly more expensive based on your lender's requirements.

Is it possible to swap conveyancer as I have to choose a firm on the conveyancing panel. I instructed a family conveyancing solicitor in Baschurch round the corner but the firm is not accepted by

It would be our pleasure to assist you select a conveyancing solicitor in Baschurch on the panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Baschurch. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Baschurch.

I am an executor of my recently deceased mum’s Will, with a bungalow in Baschurch which will be sold. The bungalow is unregistered at the Land Registry and I'm told that some buyers solicitors will insist that it is completed before they'll proceed. What's the procedure for this?

In the circumstances you refer to it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.